Over35andup

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  Link to book By Leslie McCloud — Over 35 and Up Financial literacy isn’t just for bankers or investors—it’s for all of us. Whether you’re rebuilding after a financial setback, planning for retirement, or teaching your kids about money, it’s never too late to learn how to make your money work for you. 1. Track Where Your Money Goes Before you can change your money habits, you have to see them clearly. Write down your spending for 30 days or use a budgeting app . You might be surprised how the “small stuff” adds up. Awareness is the first step to control. 2. Make a Simple Budget Budgets don’t have to be complicated. Try the 50/30/20 method : 50% for needs—bills, food, rent 30% for wants—fun, fashion, travel 20% for savings or paying off debt This helps you manage your income without feeling deprived. 3. Build Your Safety Net An emergency fund equals peace of mind. Aim to save three to six months of living expenses. Start small—$10, $20, or $50 at a time—and make it au...

High Value Content Blogpost High-value blog content is writing that gives readers something useful, relevant, and lasting. It goes beyond surface-level information to deliver insight, inspiration, or practical help that keeps readers coming back. For bloggers, this means creating posts that: 1. Solve real problems — offering how-tos, guides, or resources your audience truly needs. 2. Show expertise and authenticity — drawing from personal experience or credible sources. 3. Encourage engagement — inviting comments, shares, or discussion. 4. Provide depth and clarity — well-researched, clearly written, and easy to follow. 5. Offer value over volume — quality and consistency matter more than posting often.  It's turkey brining season! This is my favorite brine. I use it every year, even when I fry the turkey. The purpose of brining a turkey is to enhance its flavor, tenderness, and juiciness. Brining involves soaking the bird in a saltwater solution , somet...